For ICBC it’s a “minor injury”– but for you, it’s life-changing.

In 2016, on average, there were 960 collisions involving a vehicle in British Columbia per day and that rate is rising. More crashes mean more injuries and being injured on the road can be life-changing for you and for those around you. The path to recovery is often long, difficult and expensive. Currently, in BC, everyone, and every incident is afforded the right to be treated and assessed uniquely based on their own medical and health care professionals’ expertise and diagnosis.

However, starting April 1, 2019, the provincial government will allow ICBC to introduce injury caps on “minor injuries” as assessed by ICBC. This so-called solution gives ICBC even more power and even less accountability, impacting not only our insurance rates, but our rights as individuals.

For ICBC it’s a “minor injury”– but for you, it’s life-changing.

In 2016, on average, there were 960 collisions involving a vehicle in British Columbia per day and that rate is rising. More crashes mean more injuries and being injured on the road can be life-changing for you and for those around you. The path to recovery is often long, difficult and expensive. Currently, in BC, everyone, and every incident is afforded the right to be treated and assessed uniquely based on their own medical and health care professionals’ expertise and diagnosis.

However, starting April 1, 2019, the provincial government will allow ICBC to introduce injury caps on “minor injuries” as assessed by ICBC. This so-called solution gives ICBC even more power and even less accountability, impacting not only our insurance rates, but our rights as individuals.

What is an injury cap?


An injury cap sets a maximum amount of compensation and treatment that can be provided to an individual who has been injured in a motor vehicle collision regardless of their personal circumstances or their individual needs.

Across Canada, injury caps have not reduced insurance rates in provinces that have adopted them.

Alberta has introduced caps, yet its base rate has continued to increase 7-8% annually. Ontario remains far more expensive than any other Canadian jurisdiction despite their caps system.  Alberta, New Brunswick and Nova Scotia rates are moderately less on average than British Columbia but that comes at a significant cost to the rights of those injured.

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About R.O.A.D. BC


R.O.A.D. BC is a coalition of British Columbians who are committed to protecting the rights of anyone who becomes injured on our roads and ensuring accountability for ICBC. We are made up of individuals and associations all across British Columbia who believe the best way to protect those injured on the road and to provide stability for all road users is through established, inalienable rights – not arbitrary decisions that turn real people into a statistic.