For ICBC it’s a “minor injury”

– but for you, it’s life-changing.

Starting April 1, 2019, ICBC began the “minor” injury caps on injuries that include concussions and PTSD.   This new approach by ICBC not only harms the ability of an injured party in a motor vehicle accident to securing fair compensation in a reasonable timeframe, it also calls into question the government’s commitment to access to justice and the Charter rights of British Columbians.  We believe that injury caps deny access to justice because only the wealthy can afford to challenge the caps. Simply, ICBC created this mess and cannot be trusted to provide solutions.

We want to hear your story

For ICBC it’s a “minor injury”
– but for you, it’s life-changing.

Starting April 1, 2019, ICBC began the “minor” injury caps on injuries that include concussions and PTSD.   This new approach by ICBC not only harms the ability of an injured party in a motor vehicle accident to securing fair compensation in a reasonable timeframe, it also calls into question the government’s commitment to access to justice and the Charter rights of British Columbians.  We believe that injury caps deny access to justice because only the wealthy can afford to challenge the caps. Simply, ICBC created this mess and cannot be trusted to provide solutions.

We want to hear your story

What is an injury cap?


An injury cap sets a maximum amount of compensation and treatment that can be provided to an individual who has been injured in a motor vehicle collision regardless of their personal circumstances or their individual needs.

Across Canada, injury caps have not reduced insurance rates in provinces that have adopted them.

Alberta has introduced caps, yet its base rate has continued to increase 7-8% annually. Ontario remains far more expensive than any other Canadian jurisdiction despite their caps system.  Alberta, New Brunswick and Nova Scotia rates are moderately less on average than British Columbia but that comes at a significant cost to the rights of those injured.

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About R.O.A.D. BC


R.O.A.D. BC is a coalition of British Columbians who are committed to protecting the rights of anyone who becomes injured on our roads and ensuring accountability for ICBC. We are made up of individuals and associations all across British Columbia who believe the best way to protect those injured on the road and to provide stability for all road users is through established, inalienable rights – not arbitrary decisions that turn real people into a statistic.