For ICBC it’s a “minor injury”– but for you, it’s life-changing.

Being injured on the road can change your life and the lives of those around you. The path to recovery is often long, difficult and expensive. Currently, in BC, everyone, and every incident is treated and assessed uniquely based on their own medical and health care professional’s expertise and diagnosis.

But now, in response to ICBC’s highly publicized “dumpster fire”, the provincial government announced its plan to allow ICBC to introduce caps on so-called “minor injuries” as defined by ICBC, not necessarily by your doctor. This may not just fail to reduce our insurance rates, it may cost us our ability to be treated as individuals, and to seek out medical, health care and justice advocates to help navigate the daunting process of an injury claim. This so-called solution gives ICBC even more power and even less accountability, impacting not only our wallets, but potentially our health care as well.

Say no to ICBC mismanaging our rates and our rights!

SIGN THE PETITION

For ICBC it’s a “minor injury”– but for you, it’s life-changing.

Being injured on the road can change your life and the lives of those around you. The path to recovery is often long, difficult and expensive. Currently, in BC, everyone, and every incident is treated and assessed uniquely based on their own medical and health care professional’s expertise and diagnosis.

But now, in response to ICBC’s highly publicized “dumpster fire”, the provincial government announced its plan to allow ICBC to introduce caps on so-called “minor injuries” as defined by ICBC, not necessarily by your doctor. This may not just fail to reduce our insurance rates, it may cost us our ability to be treated as individuals, and to seek out medical, health care and justice advocates to help navigate the daunting process of an injury claim. This so-called solution gives ICBC even more power and even less accountability, impacting not only our wallets, but potentially our health care as well.

Say no to ICBC mismanaging our rates and our rights!

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Say No To Injury Caps

See how ICBC’s mismanagement will impact British Columbians rates and rights.

Say No To Injury Caps

See how ICBC’s mismanagement will impact British Columbians rates and rights.

Learn What’s At Stake

See how an injury caps system will affect road users in BC.

Learn What’s At Stake

See how an injury caps system will affect road users in BC.

Harindra's Story

In 2010, Harindra was involved in a collision. Watch her story and find out why she’s against caps.

Harindra's Story

In 2010, Harindra was involved in a collision. Watch her story and find out why she’s against caps.

Who decides if an injury is "minor"?


It’s important to point out that “minor injury” is not a medical term – it is a term adopted by the insurance industry to standardize claims.

Even worse, if an individual disagrees with ICBC’s decision, it appears the only way to challenge it is through something called the Civil Resolution Tribunal.

So what is this Civil Resolution Tribunal?

  • The Civil Resolution Tribunal is an untested, unqualified panel of government appointees with no medical training or experience resolving medical issues.
  • It was originally created to resolve small claims disputes and strata-related issues not complex issues relating to road collisions or your health care.
  • Unlike the rules of Court, it does not follow evidence-based decisions, nor does it allow for unbiased, independent rulings by a Judge.
  • Civil Resolution Tribunal appointees work for the government and have a vested interest in saving ICBC money – not in providing fair compensation for victim’s recovery.

Across Canada, injury caps have not reduced insurance rates in provinces that have adopted them.

Alberta has introduced caps, yet its base rate has continued to increase 7-8% annually. Ontario remains far more expensive than any other Canadian jurisdiction despite their caps system.  Alberta, New Brunswick and Nova Scotia rates are moderately less on average than British Columbia but that comes at a significant cost to the rights of those injured.

Help us protect the rights and rates of road users in B.C.

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Join R.O.A.D. B.C. and help make a difference in the lives of people across our province – together we can tell ICBC enough is enough and stop the government’s ill-advised plan to let ICBC have even more power and less accountability. It’s not a question about rights versus rates, it’s a question of public interest versus ICBC’s bottom line.

About R.O.A.D. BC


R.O.A.D. BC is a coalition of British Columbians who are committed to protecting the rights of anyone who becomes injured on our roads and ensuring accountability for ICBC. We are made up of individuals and associations all across British Columbia who believe the best way to protect those injured on the road and to provide stability for all road users is through established, inalienable rights – not arbitrary decisions that turn real people into a statistic.